{"id":6346,"date":"2020-11-27T22:00:32","date_gmt":"2020-11-27T19:00:32","guid":{"rendered":"https:\/\/www.pint.ro\/blog\/?p=6346"},"modified":"2022-01-05T15:35:42","modified_gmt":"2022-01-05T12:35:42","slug":"constatare-amiabila-afla-principalele-avantaje-si-dezavantaje-in-caz-de-accident","status":"publish","type":"post","link":"https:\/\/pint.ro\/blog\/constatare-amiabila-afla-principalele-avantaje-si-dezavantaje-in-caz-de-accident","title":{"rendered":"Constatare amiabil\u0103: afl\u0103 principalele avantaje \u0219i dezavantaje \u00een caz de accident"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/riacUVRbq0DZ2fKLZIG9KB1c4GotPm9lCv1YghUG2ON8VEUTBnEWLidShYgW_cnthxn-t-JqboLRmWQycAQG4iSQ9ZjIQvAxYh1N4qoGckFYyvTafgA6CnZSvLtjEiSk7XI1zCY\" alt=\"Insurance agent working during on site car accident claim process, people and car insurance claim Free Photo\"\/><\/figure>\n\n\n\n<p>Surs\u0103 foto Freepik<\/p>\n\n\n\n<p>Primul accident auto nu se uit\u0103 niciodat\u0103. Oric\u00e2t de mici ar fi daunele, \u00ee\u021bi vei aminti mereu cum dintr-o neaten\u021bie ai s\u0103v\u00e2r\u0219it \u00eentr-o situa\u021bie ce \u00een alte condi\u021bii ar fi putut fi evitat\u0103 cu succes. Chiar dac\u0103 tu \u0219i ceilal\u021bi pasageri sunte\u021bi nev\u0103t\u0103ma\u021bi, un accident auto poate fi o experien\u021b\u0103 stresant\u0103. \u00cen plus, \u00een astfel de situa\u021bii s-ar putea s\u0103 te sim\u021bi nesigur legat de a mai conduce, cel pu\u021bin imediat dup\u0103 incident.<\/p>\n\n\n\n<p>\u00cen cazul unui accident auto, o asigurare auto obligatorie este la \u00eendem\u00e2na tuturor \u0219oferilor, \u00eentruc\u00e2t \u00een func\u021bie de daune \u0219i de cum te \u00een\u021belegi cu cel\u0103lalt \u0219ofer, po\u021bi oric\u00e2nd apela la varianta de a \u00eencheia o constatare amiabil\u0103 \u0219i s\u0103 \u00ee\u021bi vezi mai departe de drum. Este important s\u0103 fii prudent \u00een trafic \u0219i s\u0103 evi\u021bi eventuale tampon\u0103ri, \u00eens\u0103 niciodat\u0103 nu stric\u0103 s\u0103 fii familiarizat cu pa\u0219ii de urmat \u00een cazul unui accident. Cite\u0219te \u00een continuare articolul \u0219i afl\u0103 cum se face \u0219i ce presupune o constatare amiabil\u0103, care sunt avantajele \u0219i dezavantajele sale \u0219i de unde po\u021bi cump\u0103ra un <a href=\"https:\/\/www.pint.ro\/calculator-asigurare-rca\" target=\"_blank\" rel=\"noreferrer noopener\">RCA ieftin online<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ce este constatarea amiabil\u0103?<\/h2>\n\n\n\n<p>Accidentele rutiere minore, \u00eentre maximum doi participan\u021bi la trafic, f\u0103r\u0103 victime \u0219i doar cu daune materiale nu necesit\u0103 implicarea poli\u021biei rutiere, ci doar a celor doi \u0219oferi care s-au tamponat \u0219i a firmei de asigur\u0103ri a celui care a provocat accidentul. \u00cen cazul accidentelor de o mai mare amploare \u0219i care implic\u0103 mai mult de dou\u0103 autovehicule va fi necesar\u0103 o constatare din partea organelor legii.<\/p>\n\n\n\n<p>Procedura este mult mai simpl\u0103 pentru evaluarea daunelor \u00eentr-un accident rutier at\u00e2t pentru \u0219oferi, \u00eentruc\u00e2t nu mai este necesar\u0103 a\u0219teptarea organelor abilitate pentru stabilirea circumstan\u021belor accidentului, c\u00e2t \u0219i pentru poli\u021bia rutier\u0103, fiindc\u0103 nu va mai fi nevoie s\u0103 aloce resurse materiale \u0219i umane pentru fiecare accident minor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00cen ce condi\u021bii se aplic\u0103 constatarea amiabil\u0103?<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>\u00een urma accidentului au fost provocate doar pagube materiale, nu \u0219i v\u0103t\u0103m\u0103ri corporale<\/li><li>\u00een accident au fost implicate doar dou\u0103 autovehicule<\/li><li>ambele autoturisme au asigurare auto obligatorie valabil\u0103<\/li><li>ambii \u0219oferi \u0219i-au dat acordul \u00een scris prin semnarea formularului de constatare amiabil\u0103 cu privire la accidentul produs&nbsp;<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/yG9_XO7AOVgb0m7cbi71EMeu9heSOsJD6Z5BxR9YI7Z2nqjPeVTF2cwWlXOzd0uTqUpRvuKx-2UNUTusM5v9xlXHHXzzDfMKi8mP_Lh6Wq49trL5mJPPpYdvznX0qOOAZhRe8xg\" alt=\"RCA 2016. De unde iei FORMULAR DE CONSTATARE AMIABIL\u0102 \u00een caz de accident.  Cum este CEL MAI BINE s\u0103 procedezi - Romania TV\"\/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.politiaromana.ro\/ro\/constatare-amiabila-de-accident\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Surs\u0103: Poli\u021bia Rom\u00e2n\u0103 \u2013 Constatare amiabil\u0103<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ce este \u0219i cum arat\u0103 formularul de constatare amiabil\u0103?<\/h2>\n\n\n\n<p>\u00cen urma producerii unui accident minor \u0219i stabilirii de comun acord a celor dou\u0103 p\u0103r\u021bi implicate, conduc\u0103torii auto vor fi nevoi\u021bi s\u0103 descrie evenimentele \u0219i elementele care au contribuit la producerea daunelor. \u00cen acest sens, vor fi nevoi\u021bi s\u0103 completeze un formular de constatare amiabil\u0103.<\/p>\n\n\n\n<p>Completarea se face de c\u0103tre ambii \u0219oferi pe r\u00e2nd, av\u00e2nd \u00een vedere urm\u0103toarele aspecte: rubrica Vehicul A este destinat\u0103 autoturismului care a produs accidentul, deci cel vinovat, \u00een timp ce Vehicul B prive\u0219te autoturismul p\u0103gubit.&nbsp;<\/p>\n\n\n\n<p>Formularul se completeaz\u0103 cu datele de identificare de\u021bin\u0103torilor poli\u021bei de asigurare auto obligatorie, datele conduc\u0103torilor auto implica\u021bi, datele ma\u0219inilor implicate, seria \u0219i num\u0103rul poli\u021belor RCA \u0219i semn\u0103turile celor doi \u0219oferi. De asemenea, este obligatorie realizarea schi\u021bei accidentului, indiferent care dintre cei doi \u0219oferi implica\u021bi \u00een accident dore\u0219te s\u0103 o deseneze.&nbsp;<\/p>\n\n\n\n<p>\u00cen urma complet\u0103rii, \u0219oferul p\u0103gubit se adreseaz\u0103 firmei de asigurare auto obligatorie la care este \u00eenscris cel\u0103lalt conduc\u0103tor \u0219i va depune formularul la reprezentan\u021b\u0103. Ulterior, se elibereaz\u0103 \u0219i un document de introducere a vehiculului p\u0103gubit \u00een repara\u021bie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Care sunt avantajele constat\u0103rii amiabile?<\/h3>\n\n\n\n<p>Un accident rutier este un moment de cump\u0103n\u0103 pentru orice \u0219ofer. Din acest motiv, dac\u0103 se poate face o constatare amiabil\u0103, cei mai mul\u021bi participan\u021bi la trafic o aplic\u0103 f\u0103r\u0103 s\u0103 se g\u00e2ndeasc\u0103 de prea multe ori. Iat\u0103 c\u00e2teva din avantajele constat\u0103rii amiabile:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Economise\u0219ti timp!<\/li><\/ul>\n\n\n\n<p>Completarea de comun acord a unui formular de constatare amiabil\u0103 scute\u0219te un drum p\u00e2n\u0103 la Serviciul de Constat\u0103ri \u0219i Daune al Poli\u021biei Rutiere de unde po\u021bi ob\u021bine certificatul de contraven\u021bie \u0219i autoriza\u021bia de repara\u021bie a vehiculului. \u00cen acest fel, vei completa doar acel formular pe baza c\u0103ruia se ob\u021bine documentul de repara\u021bie direct de la firma de asigurare auto obligatorie.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Scute\u0219ti eventuale amenzi sau penaliz\u0103ri<\/li><\/ul>\n\n\n\n<p>Din moment ce se elimin\u0103 total interven\u021bia poli\u021biei \u00een stabilirea vinovatului de accident, vei scuti automat \u0219i posibile amenzi sau chiar suspendarea permisului \u00een cazul \u00een care evenimentele cauzate au produs contraven\u021bii ce puteau fi pedepsite prin lege.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Evi\u021bi procesul birocratic&nbsp;<\/li><\/ul>\n\n\n\n<p>Din momentul producerii unui accident sunt implicate \u00eentr-un proces birocratic Poli\u021bia Rutier\u0103, compania de asigur\u0103ri \u0219i cei doi \u0219oferi implica\u021bi \u00een accident. Prin intermediul constat\u0103rii amiabile, procesul birocratic se realizeaz\u0103 doar \u00eentre p\u0103gubit \u0219i firma de asigur\u0103ri a celui care a produs accidentul.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Care sunt dezavantajele constat\u0103rii amiabile?<\/h3>\n\n\n\n<p>De\u0219i constatarea amiabil\u0103 poate p\u0103rea solu\u021bia \u00een cazul unui accident rutier minor, exist\u0103 \u0219i dezavantaje.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Stabilirea culpei comune&nbsp;<\/li><\/ul>\n\n\n\n<p>Firmele de asigur\u0103ri pot \u00eencadra accidentul ca fiind culp\u0103 comun\u0103 \u00een baza Protocolului de Colaborare privind constatarea amiabil\u0103 pe accident, caz \u00een care poli\u021ba de asigurare auto obligatorie acoper\u0103 doar 50% din daun\u0103, \u00een timp ce restul e suportat de asigurarea CASCO a p\u0103gubitului.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Nu ai dreptul la preten\u021bii suplimentare<\/li><\/ul>\n\n\n\n<p>O constatare amiabil\u0103 nu poate fi modificat\u0103. Dac\u0103 e\u0219ti p\u0103gubit de un \u0219ofer ce are asigurare auto obligatorie la o firm\u0103 ce pl\u0103te\u0219te greu, nu vei putea s\u0103 dai \u00een judecat\u0103 firma de asigurare pentru recuperarea daunei. \u00cen schimb, dac\u0103 Poli\u021bia Rutier\u0103 este cea care constat\u0103 accidentul, daunele pot fi recuperate prin chemarea \u00een instan\u021ba de judecat\u0103.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Surs\u0103 foto Freepik Primul accident auto nu se uit\u0103 niciodat\u0103. Oric\u00e2t de mici ar fi daunele, \u00ee\u021bi vei aminti mereu cum dintr-o neaten\u021bie ai s\u0103v\u00e2r\u0219it \u00eentr-o situa\u021bie ce \u00een alte condi\u021bii ar fi putut fi evitat\u0103 cu succes. Chiar dac\u0103 tu \u0219i ceilal\u021bi pasageri sunte\u021bi nev\u0103t\u0103ma\u021bi, un accident auto poate fi o experien\u021b\u0103 stresant\u0103. \u00cen<\/p>\n","protected":false},"author":13,"featured_media":6347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[251,3],"tags":[773,772],"class_list":{"0":"post-6346","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-informatii-utile-si-asigurari","8":"category-stiri-asigurari","9":"tag-accident-auto-constatare-amiabila","10":"tag-constatare-amiabila"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/posts\/6346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/comments?post=6346"}],"version-history":[{"count":6,"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/posts\/6346\/revisions"}],"predecessor-version":[{"id":7676,"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/posts\/6346\/revisions\/7676"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/media\/6347"}],"wp:attachment":[{"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/media?parent=6346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/categories?post=6346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pint.ro\/blog\/wp-json\/wp\/v2\/tags?post=6346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}